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Cat III AIF Open-ended Non-Retail Outbound · US Small Caps

Baroda BNP Paribas GIFT US Small Cap Fund

Baroda BNP Paribas Asset Management India Pvt. Ltd. · IFSCA/FME/III/2023-24/099 · Feeder into BNP Paribas US Small Cap UCITS (Luxembourg)

Min. Commitment (Class U)
USD 150K
Class T: USD 175K · Class I: USD 250K
Structure
Open
Open-ended · no drawdown schedule
5Y Return (Underlying UCITS)
+38.63%
vs Russell 2000 benchmark +27.92%
Portfolio Holdings
89
US small-cap equities · Russell 2000 bmk
NAV data as of June 3, 2026 · Performance data from official Baroda BNP Paribas GIFT City fund page
⚠ This is a Non-Retail Category III AIF — Not a Mutual Fund

This fund is an open-ended Category III Alternative Investment Fund (AIF) regulated by IFSCA. Key differences from a retail mutual fund:

  • Minimum commitment: USD 150,000 (Class U) — far above any retail product
  • Open-ended structure: Unlike a close-ended AIF, you can redeem after the applicable lock-in or exit load period — this is a meaningful structural advantage over close-ended alternatives
  • Class U lock-in: Class U has a 2-year lock-in period. Classes T and I have no lock-in (Class T has a 1% exit load if redeemed within 1 year)
  • Excluded investors: US persons and Canadian residents cannot invest in this fund
  • Feeder structure: Your money goes into this GIFT City AIF, which in turn invests into the BNP Paribas US Small Cap UCITS (Luxembourg) — you are two layers from the underlying stocks
Fund Overview
Fund Management EntityBaroda BNP Paribas Asset Management India Pvt. Ltd.
IFSCA RegistrationIFSCA/FME/III/2023-24/099
StructureCategory III AIF — Open-ended Restricted Scheme (Non-Retail)
DirectionOutbound — invests in US small-cap equities via Luxembourg UCITS
Investment ObjectiveLong-term capital appreciation by investing in BNP Paribas US Small Cap UCITS, which targets US small-cap equities
Underlying FundBNP Paribas US Small Cap UCITS (Luxembourg-domiciled)
BenchmarkRussell 2000 Index
Number of Holdings89 securities (as per fund page)
CurrencyUSD
Excluded InvestorsUS persons and Canadian residents are NOT eligible
Share Classes — Three Options by Minimum and Fee

This fund offers three share classes with different minimums, fee structures, and liquidity terms. Choose based on investment size and liquidity preference:

Class U
MinimumUSD 150,000
Lock-in2 years
Exit LoadNil (after lock-in)
Mgmt. Fee1.75% p.a.
Class T
MinimumUSD 175,000
Lock-inNo lock-in
Exit Load1% if < 1 year; Nil after
Mgmt. Fee1.65% p.a.
Class I
MinimumUSD 250,000
Lock-inNo lock-in
Exit LoadNil
Mgmt. Fee0.75% p.a.

Key distinction from close-ended AIFs: Unlike the Mirae Asset Global Allocation Fund (which locks capital for 3 years with no redemption option), this fund is open-ended. Investors in Class T and Class I can exit after the 1-year exit-load window with no penalty. Class U has a 2-year mandatory lock-in, but after that — full liquidity. This makes this AIF structurally more flexible, though still significantly less liquid than a mutual fund. Source: Baroda BNP Paribas GIFT City fund page.

Current NAV (June 3, 2026)

NAV is published on the fund's official website. Subscription and redemption NAVs differ due to applicable loads. Class I NAV is higher than Class U/T reflecting the lower management fee (0.75% vs 1.65–1.75%) — the same underlying portfolio compounds more efficiently at lower cost. Source: Baroda BNP Paribas GIFT City fund page, June 3, 2026.

Strategy — Feeder into BNP Paribas US Small Cap UCITS

This GIFT City AIF does not directly hold US stocks. It is a feeder fund — it pools capital from Indian investors and channels it into the BNP Paribas US Small Cap UCITS, a Luxembourg-domiciled fund that actively manages a portfolio of US small-cap equities.

Why US small caps? Small-cap US equities (companies with smaller market capitalizations, typically below USD 2–5 billion) have historically delivered higher long-term returns than large caps, compensating for their higher volatility and lower liquidity. The Russell 2000 index is the standard benchmark for this segment. BNP Paribas's active management aims to select better-quality companies within the small-cap universe — its 5-year performance of +38.63% vs the Russell 2000's +27.92% (a gap of over 10 percentage points over 5 years) is the headline evidence of this.

Why a feeder structure? The UCITS (Undertakings for Collective Investment in Transferable Securities) is the Luxembourg-regulated equivalent of a retail mutual fund — highly standardised, audited, and internationally recognised. By feeding into a UCITS rather than directly managing US stocks, Baroda leverages BNP Paribas's existing institutional infrastructure and track record in US small caps, rather than building a new research team in GIFT City.

What the feeder structure means for you: Your investment journey has multiple layers: (1) You send USD to the GIFT City AIF via LRS. (2) The AIF buys units of the BNP Paribas US Small Cap UCITS. (3) The UCITS holds 89 individual US small-cap stocks. Each layer has regulatory oversight, but also its own cost and processing time.

Performance — Underlying BNP Paribas US Small Cap UCITS

Note: The performance below is for the underlying BNP Paribas US Small Cap UCITS fund (Luxembourg), not the GIFT City AIF wrapper. The GIFT City AIF is a feeder — its net returns to investors will be marginally lower due to the AIF's own management fee layer (0.75%–1.75% depending on share class) charged on top of the UCITS's internal expenses. The data below is the most directly comparable track record available for this strategy.

5 Years (Cumulative) 10 Years (p.a.)
BNP Paribas US Small Cap UCITS +38.63% +9.88% p.a.
Russell 2000 Benchmark +27.92%

The 5-year outperformance over the benchmark is +10.71 percentage points (cumulative, not annualised). Over 10 years, the underlying UCITS has returned 9.88% per annum in USD — a meaningful long-run track record for a US small-cap active strategy. Source: Baroda BNP Paribas GIFT City fund page. Performance of the underlying UCITS, not of the GIFT City AIF itself. Past performance is not indicative of future results.

Tequity's Analysis

A Focused US Small-Cap Bet — The Open-Ended Structure Is the Key Differentiator

The Baroda BNP Paribas GIFT US Small Cap Fund stands apart from the other GIFT City AIFs in one fundamental way: it is open-ended. You are not locking capital for 3 years with no exit option — Class T and Class I can be redeemed with no penalty after 1 year. This structural flexibility changes the risk calculus meaningfully.

  • The underlying UCITS track record is the main anchor: The BNP Paribas US Small Cap UCITS is a Luxembourg-regulated, internationally audited fund with a 10-year track record of 9.88% p.a. in USD. This is real institutional history, not a new GIFT City product with no live data. When you invest in this AIF, you are effectively accessing this UCITS's track record through an Indian-legal-compliant wrapper.
  • US small-cap exposure is genuinely differentiated: Most GIFT City products (and most Indian investors' global exposure) is concentrated in US large caps — S&P 500, Nasdaq, mega-cap tech. Small-cap US equities are structurally different: more domestic-revenue-focused (less tariff-exposed than large multinationals), more cyclically sensitive, and historically higher returning over long periods. Adding this to a portfolio already holding PPFAS S&P 500 or Mirae's ETF basket is real diversification.
  • Feeder structure adds a cost and processing layer: The management fee of the GIFT City AIF (0.75%–1.75%) is charged on top of whatever the underlying UCITS costs. The net return to investors will be lower than the UCITS performance figures shown above. For Class U at 1.75% AIF fee, the total cost drag could be 2.5–3% per year — this needs to be factored into return expectations. Class I at 0.75% is far more cost-efficient for investors who can commit USD 250K.
  • US persons and Canadian residents are excluded: This is an absolute restriction, not an eligibility preference. If you hold US citizenship or a Canadian passport/residence, you cannot invest in this fund. Resident Indians, NRIs (non-US/Canada), and foreign nationals from eligible jurisdictions can invest.
  • The open-ended structure is a real liquidity premium: If US small caps underperform or macro headwinds emerge, Class T and I investors can exit within a 1-year planning window. Close-ended AIF investors do not have this option. This is not a trivial advantage — it means your capital allocation to US small caps can be adjusted as your view evolves.

Tequity's position: This fund suits HNI investors who want active, focused US small-cap exposure with institutional heritage (BNP Paribas UCITS), prefer the flexibility of an open-ended structure, and can commit USD 175K+ comfortably. Class I at USD 250K offers the best cost efficiency. For investors already holding S&P 500 or Nasdaq exposure, US small caps are a genuine portfolio complement — lower correlation to mega-cap tech, higher long-run return potential, with the trade-off of higher volatility. We will help you size this alongside your existing global allocation.

Frequently Asked Questions
Why is this AIF open-ended when most GIFT City AIFs are close-ended?+
The open-ended vs close-ended structure is a design choice by the fund manager. Close-ended AIFs (like the Mirae Asset Global Allocation Fund) collect all capital, lock it in, and deploy into illiquid or multi-year strategies. Open-ended AIFs can continuously accept subscriptions and process redemptions, which suits a strategy investing in publicly listed UCITS units — the underlying asset (a Luxembourg UCITS) is itself liquid and redeemable. Baroda's feeder structure into a liquid UCITS makes an open-ended design feasible. The trade-off is that Class U still has a 2-year lock-in to align investor horizons with small-cap investment cycles, and Class T has a 1% exit load for first-year redemptions to manage hot money flows.
What is a UCITS and why does this fund feed into one?+
UCITS (Undertakings for Collective Investment in Transferable Securities) is a Luxembourg/European Union regulatory framework for retail investment funds — it is the global gold standard for fund regulation, similar to how SEBI regulates mutual funds in India. BNP Paribas's US Small Cap UCITS is a Luxembourg-domiciled fund that holds 89 US small-cap equities, is audited by international standards, and has a long track record. The GIFT City AIF uses this as its investment vehicle because BNP Paribas already has a well-managed, institutionally trusted US small-cap strategy in UCITS format — building a direct stock portfolio from scratch in GIFT City would require separate research infrastructure and have no prior track record.
What are US small-cap equities and why might I want them in my portfolio?+

US small-cap equities are shares of smaller US companies — typically market capitalizations below USD 2–5 billion. The Russell 2000 index is the standard benchmark, containing roughly 2,000 small US companies across sectors. Small caps differ from large caps (S&P 500 companies) in several key ways:

  • Higher growth potential: Smaller companies can grow revenues and earnings faster from a smaller base — compounding more aggressively over a 10-year horizon
  • More domestically focused: US small caps earn a larger proportion of revenue within the US, making them less exposed to global trade friction and tariffs than multinational large caps
  • Higher volatility: Small caps fall harder in downturns and recover faster in upturns. They require a longer investment horizon and higher risk tolerance
  • Diversification from large-cap tech: If your global allocation is concentrated in S&P 500 / Nasdaq (heavily weighted to 7–8 mega-cap tech companies), adding US small caps provides genuine sector and size diversification

The 10-year track record of +9.88% p.a. for the underlying UCITS is the most relevant long-run data point here. Over 10 years, a USD-denominated allocation to this strategy would have nearly 2.6x the original capital.

Why are US persons and Canadian residents excluded?+
This is a legal and regulatory restriction, not a preference. US securities regulations (particularly FATCA and SEC rules) impose significant compliance burdens on fund managers who accept US persons as investors in offshore funds. Similarly, Canadian securities laws create parallel compliance requirements. To avoid these regulatory costs and restrictions on fund operations, most GIFT City AIFs exclude US persons and Canadian residents from their eligible investor list. If you are a US citizen or Green Card holder, or a Canadian resident/citizen, you are not eligible to invest in this fund regardless of your investment amount. Eligible investors include resident Indians (investing via LRS), NRIs who are not US persons or Canadian residents, and foreign nationals from eligible jurisdictions.
How is tax handled for a resident Indian investing in this AIF?+

For resident Indians, capital gains from this Category III AIF are taxed in the investor's hands:

  • Holding above 24 months (LTCG): 12.5% plus applicable surcharge
  • Holding below 24 months (STCG): Applicable slab rate (maximum 30%) plus surcharge

Class U's 2-year lock-in ensures the holding period crosses the 24-month LTCG threshold for investments held to the end of the lock-in. Classes T and I have no lock-in, so if you redeem within 24 months of investing, gains will be taxed at your slab rate. A 20% TCS is deducted on LRS remittances above INR 10 lakh per financial year — this is fully refundable when you file your Income Tax Return. Consult your CA for your personal tax situation.

Which share class should I choose?+

The right class depends on your investment size and liquidity needs:

  • Class U (USD 150K, 2yr lock-in, 1.75% fee): Best for investors who want the lowest minimum entry point and are comfortable with a 2-year lock-in. The lock-in aligns with the LTCG tax advantage (24+ months for 12.5% tax). The 1.75% fee is the highest among the three classes
  • Class T (USD 175K, no lock-in, 1.65% fee): Best for investors who want flexibility to exit after 1 year if needed. Marginally higher minimum than Class U, but no mandatory 2-year lock-in. The 1% exit load in the first year effectively discourages short-term exits while maintaining the option
  • Class I (USD 250K, no lock-in, 0.75% fee): Best for larger commitments where cost efficiency matters. At 0.75% vs 1.75% (Class U), the annual fee saving of 1% compounds significantly over a 5–10 year holding period. This is the institutional class — best suited for family offices and large HNI portfolios

For most clients, Class T is the balanced choice: flexibility with a 1-year notice period, lower fee than Class U, and accessible at USD 175K. Class I is compelling for USD 250K+ allocations where long-run cost matters. Speak with Tequity to compare net return scenarios across classes for your specific holding period.

Enquire About This AIF

Speak with Tequity → WhatsApp: +91 97642 89714

We'll help you decide between share classes, plan LRS remittances, and position this alongside your existing global allocation.

Quick Facts

StructureCategory III AIF (Open-ended)
Min. (Class U)USD 150,000
Min. (Class T)USD 175,000
Min. (Class I)USD 250,000
BenchmarkRussell 2000
Holdings89 securities
Underlying FundBNP Paribas US Small Cap UCITS
5Y Return (UCITS)+38.63% cumulative
10Y Return (UCITS)9.88% p.a.
IFSCA Reg.IFSCA/FME/III/2023-24/099

Eligible Investors

Resident Indians (via LRS) NRI / OCI (non-US/Canada) Family Offices US Persons — NOT eligible Canadian Residents — NOT eligible
LRS limit is USD 250,000/year per individual. Verify eligibility and LRS capacity before committing. US persons and Canadian residents are excluded by regulatory restriction.
NAV data as of June 3, 2026 from official Baroda BNP Paribas GIFT City fund page. Performance figures are for the underlying BNP Paribas US Small Cap UCITS (Luxembourg), not the GIFT City AIF — actual investor returns will be lower due to AIF management fees. Past performance is not indicative of future results. This is not investment advice — AIF investments carry high risk and are suitable only for sophisticated investors. Tequity is an AMFI-registered MFD (ARN-245270).

US Small Caps in Your
Global Portfolio?

This fund adds genuine diversification to large-cap-heavy global allocations. We'll help you choose between share classes, compare net returns at different fee levels, and plan your LRS remittances efficiently.

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